About Intercoastal Mortgage, LLC

What We Do

Intercoastal Mortgage, LLC offers competitive pricing and cutting-edge residential mortgage loan programs to meet all your home buying needs. We offer a broad menu of loan options, including Conventional, Non-Conventional, VA, FHA, USDA, jumbo, super jumbo, construction, renovation, and bridge loans.

As a direct lender, we control the process from start to finish. We make the loan decision and most of our loans are processed, underwritten, and closed in-house locally. Our veteran team of loan officers and mortgage professionals are equipped with a level of experience that is second to none.


Our mission is to provide an experience that exceeds expectations! We challenge ourselves every day to enhance our client’s knowledge and understanding of the mortgage process. Our business-savvy loan officers strive to be the most proficient, concerned, and proactive mortgage origination professionals in the industry.  It is this commitment to excellence that will guarantee a successful and stress-free transaction.  In our ever-changing regulatory world, our management team is constantly focused on improving our ‘best practices’ and streamlining our processes, such that decisions can be made that allow loan officers to act fast to benefit their clients.

Two Industry Leaders Become One

Intercoastal Mortgage, LLC has a long tradition of success in the mortgage industry by adhering to a strong set of values, while creating a nurturing and educational environment for our customers.  Formed from the merger of two award-winning mortgage companies, Intercoastal Mortgage Company and MVB Mortgage, we are primed to serve our customers with greater options and shorter turn times.  

Intercoastal Mortgage Company was founded in 1987 and has ranked among the top mortgage lenders in the greater Washington DC area for the past three decades. Intercoastal has since expanded its physical presence into markets in North Carolina and Georgia. The company closed over $1.3 billion in volume in 2019.

Potomac Mortgage Group, Inc, founded in 2009, was acquired in 2012 by MVB Bank, Inc. (NASDAQ: MVBF). As a wholly owned subsidiary doing business as MVB Mortgage in the Northern Virginia-DC Metro Area, the company expanded into North and South Carolina in 2014. Growth has been steady into the Miami and Tampa, Florida markets. PMG/MVB Mortgage closed over $1.82 billion in volume in 2019.

As Intercoastal Mortgage, LLC (ICM, LLC), we have numerous synergies and a constant focus on the customer experience. With a culture of teamwork, we are “Stronger Together,” and everyone has a voice in the management of processes. ICM, LLC has a physical presence in six states: Virginia, West Virginia, Maryland, North and South Carolina, and Florida, with loan officers in over 20 cities, plus the District of Columbia. We are licensed to originate in the following states:

  • Alabama
  • Colorado
  • Delaware
  • District of Columbia
  • Florida
  • Georgia
  • Maryland
  • North Carolina
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Virginia
  • West Virginia
  • Ohio
  • Kentucky
  • Texas
  • Minnesota